Funding products for personal and business needs
Whether it's a car repair or home renovations, spread the costs with our funding
Up to Rp10,000,000
Immediate access to funds based on your activity with inDrive
100% online
Apply and get your funding fully online—no paperwork, no wait. Quick, easy, and hassle-free
Credit limit increase
Drive more to increase your credit limit and unlock new offers
Easy repayment
Your rides pay off your funding. We simply add an additional fee to your ride earnings as repayment
Need Cash? Get a funding in minutes
Already driving with inDrive? Unlock a funding in a few taps—no paperwork, no stress
Check your offer
Stay active, complete rides, and access funding offers
Apply in seconds
No waiting around. Receive an instant decision on your funding application
Get your money
If approved, the funds go straight to your bank account
Why do drivers prefer our funding?
Because it is the best funding option in the market and you pay it off gradually, so you don't feel the burden
Good support at work, and personally, I was surprised when I received financial support
Very fast and can be easily received with no paperwork
In collaboration with Ammana
Join inDrive and earn on your terms
- 1M, RpCity to City
- 4.8M, RpCourier deliveries
- 5.2M, RpCity rides
- 8.1M, RpFreight deliveries
The above amount is based on statistical data from inDrive for the period from 01.01.2024 until 31.12.2024. The calculation is approximate and based on the average income of drivers. Please note that the amount in your account may differ from the stated amount. inDrive does not guarantee that you will receive this amount. Using inDrive does not establish any employment or agency relationship with us.
Frequently asked questions
Does inDrive provide the funding directly?
inDrive guides you through the lending process as your first point of contact, while we collaborate with OJK-licensed PT Ammana Shariah Fintech to facilitate the funding
Where can I check my application status?
After tapping ‘Get a funding’, you'll see the tailored offer. Just give your consent and complete the registration. Application process in online so you will see the status while applying
Where to check the funding terms?
Click 'Get a funding' in the app to view key terms, including fees and the funding amount, clearly displayed.
What fees are charged for funding?
There are subscription fees and transaction fees that are calculated individually per customer according previous repayment history
Is there a monthly minimum payment?
Yes, the monthly payment amount will be clearly stated in your offer. It's calculated based on the funding term.
How to repay the funding?
There are two ways to repay the funding. Percentage of payout for each ride You pay a fixed percentage of earnings for each completed ride. The amount depends on the offer you choose. There is no daily payments. If you need a break or have fewer rides, you can balance them later. Direct payments >In case your ride payouts don’t cover monthly minimum payment, you pay directly to PT Ammana Shariah Fintech. Please download the app to receive instructions You can leave repay only by ride payouts percentage or mix them with direct payments as well.
What happens if I haven't paid my minimum payment by the due date?
If you have not paid your minimum payment after the due date, then you cannot use funding services temporarily. Pay your bill immediately to continue use services. DSN-MUI has issued Fatwa No. 43/DSN-MUWIII/2004 which states that compensation is imposed on customers for real losses experienced by Islamic Financial Institutions (LKS)
inDrive is neither a financial institution nor a financial intermediary, and therefore does not directly offer any financial products. Its purpose is to promote financial products provided by third parties through its platform. For more information see Funding Terms of Use