Cash loans for inDrive drivers
Loan products for personal and business needs
Whether it's a car repair or home renovations, spread the costs with our loans
Up to $1,500,000
Immediate access to funds based on your activity with inDrive
100% online
Apply and get your loan fully online—no paperwork, no wait. Quick, easy, and hassle-free
Credit limit increase
Drive more to increase your credit limit and unlock new offers
Easy repayment
Your rides pay off your loan. We simply add an additional fee to your ride earnings as repayment
Need Cash? Get a loan in minutes
Already driving with inDrive? Unlock a loan in a few taps—no paperwork, no stress
Check your offer
Stay active, complete rides, and access loan offers
Apply in seconds
No waiting around. Receive an instant decision on your loan application
Get your money
If approved, the funds go straight to your bank account
Why do drivers prefer our loans?
Because it is the best loan option in the market and you pay it off gradually, so you don't feel the burden
Good support at work, and personally, I was surprised when I received financial support
Very fast and can be easily received with no paperwork
Join inDrive and earn on your terms
- 3.8M, $City to City
- 2.2M, $Courier deliveries
- 4.7M, $City rides
- 5.4M, $Freight deliveries
The above amount is based on statistical data from inDrive for the period from 01.01.2024 until 31.12.2024. The calculation is approximate and based on the average income of drivers. Please note that the amount in your account may differ from the stated amount. inDrive does not guarantee that you will receive this amount. Using inDrive does not establish any employment or agency relationship with us.
Frequently asked questions
Does inDrive provide the loan directly?
All loans are provided by our partners, Parhelio S.A.P.I. de C.V., SOFOM and R2 Capital Technologies MX, S.A. de C.V., ENR, an authorized financial provider in Mexico
Where can I check my application status?
After tapping ‘Get a loan’ in the app, you’ll see your tailored offer. Just confirm and complete registration
Where to check the loan terms?
Click 'Get a loan' to view key terms, including interest rates and the amount, clearly displayed.
What is the CAT for the cash loan?
Expect the CAT to be approximately 94.7%, but it may vary. The lender will determine the final CAT and provide it in the credit contract.
Is there a monthly minimum payment?
Yes, the monthly payment amount will be clearly stated in your offer. It's calculated based on the loan term.
Am I charged additional costs?
Yes, we are charging the FGA (Antioquia Guarantee Fund) guarantor cost to guarantee the credit payment. A guarantor is needed to ensure debt payment. The FGA can endorse your credit. Alternatively, you can use your own guarantor if they meet the requirements. This amount is not part of the credit capital and does not generate interest. It will be deducted when the credit is disbursed.
How to repay the loan?
There are two ways to repay the loan. Percentage of payout for each ride You pay a fixed percentage of earnings for each completed ride. The amount depends on the offer you choose. There is no daily payments. If you need a break or have fewer rides, you can balance them later. Direct payments to R2 In case your ride payouts don't cover monthly minimum payment, you pay R2 directly: by card or bank transfer. You can leave repay only by ride payouts percentage or mix them with direct payments as well.
inDrive is neither a financial institution nor a financial intermediary, and therefore does not directly offer any financial products. Its purpose is to promote financial products provided by third parties through its platform. For more information see Loans Terms of Use