Privacy Notice
Last updated: June 2024
This Privacy Notice applies once you tap the ‘Get offer’ button to get a cash loan offered by the third-party provider of financial services R2 COLOMBIA S.A.S. (“R2”) in the inDrive's mobile applications, websites and platform (collectively, the "Platform") according to the Credit Options Terms of Use.
The Controller I.N.D MOBILE TECHNOLOGIES LTD, 41 Themistokli Dervi, Hawaii Tower, 1ST Floor, Office 106, 1066 Nicosia, Cyprus (“inDrive, “we” or “us”) processes your personal information as described in this Privacy Notice.
For R2 to calculate your offer, inDrive shares the depersonalised data about your activity at the Platform with R2. This data may derive from your personal information but is shared with R2 in a form that does not reveal your identity to R2 before you proceed with application for the loan.
After you tap the ‘Get offer’ button, inDrive will share with R2 the following information about you to facilitate the application process:
- Full name
- City
- Region
- Email (if previously provided by you to inDrive)
- Phone number
After you apply for the loan, inDrive will receive from R2 the following information about you to arrange loan receipt and repayment:
- Offers (e.g. amount, origination fee, loan term)
- Cash loan contract between you and R2
- Credit dates (e.g. credit issue date, credit withdrawal date)
- Disbursed amount
- Information on payments due and made (e.g. total amount due, amount paid, percentage of payout for ride, direct payments to R2, Information about overdue payments)
If you receive the loan, inDrive will share with R2 the following information about you to facilitate the loan repayment:
- Anonymised driver and order ID
- Information on your rides as a driver (e.g. fare for the order, revenue, ride start location and time)
- Information on the amount deducted from your revenue to repay the loan
For the credit eligibility check after you tap the ‘Get offer’ button, we may share your identification data (e.g. phone number, national identifier) and information related to your driver account at the Platform (e.g. socio-demographic data, information about your activity as the driver) with credit risk assessment, scoring and debt collection providers (“Providers”). We will receive from these Providers information related to your credit eligibility which might include some financial details.
If you do not want your data to be processed for the primary purposes described above, please, do not tap the ‘Get Offer’ button. If you wish to withdraw your consent for such processing at a later date, you can contact us at https://indrive.com/en-co/contacts/support. Please note, however, that without such processing cash loans cannot be provided to you.
After you tap the ‘Get offer’ button, we may exchange with third parties some information about you and/or use it for the secondary purposes as follows:
- To optimise your experience of getting offers and applying for the loan, we will receive from R2 the activity data regarding your loan application process;
- To facilitate the application process for other services and products at the Platform we may receive from R2 information indicated by you in the cash loan application and share it with the partner offering the corresponding product or service as provided for in the relevant privacy notice.
- For risk scoring purposes and fraud prevention we may exchange with the Providers information described in this Privacy Notice which might include some financial details.
- We may analyse and otherwise process information described in this Privacy Notice to improve inDrive services and products, and provide you with better conditions for the services and products offered at the Platform.
For both primary and secondary purposes we may transfer your information to a parent, subsidiary, or an affiliate of inDrive corporate group outside of your country of residence as described in InDrive Privacy Policy.
If you do not want inDrive to process your personal information for any or all of the secondary purposes or would like to withdraw your consent at a later date, please, contact us at https://indrive.com/en-co/contacts/support.
To get more details about our privacy practices, the ways you can exercise your rights and the modifications to the privacy notices check InDrive Privacy Policy.